Owner Operator Business Plan

Start your trucking company with confidence and a plan that banks, lenders, and shippers will take seriously.

This ready-to-use, bank-approved business plan is designed for drivers who want to transition into ownership and run a profitable trucking company. Whether you’re buying your first truck or looking to secure financing, this kit gives you the exact tools you need to launch and grow.

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✅ What You’ll Get

Complete Business Plan (Editable Word + PDF)
Professionally written with executive summary, SWOT analysis, operations strategy, risk management, and compliance.

Break-Even Analysis
Shows the exact miles per month you need to cover costs and start making profit.

5-Year Financial Projection Spreadsheet
Easy-to-use Excel tool to adjust your own revenue, costs, and profit goals.

Startup Compliance Checklist
Step-by-step list covering FMCSA authority, DOT, IFTA, IRP, insurance, permits, and factoring.

BONUS: Open a Trucking Company Checklist ($40 Value – Free)

A simple, actionable guide that walks you through every step of registering and launching your trucking business.

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 Why This Kit is Different

Bank & Lender Ready – Includes DSCR, sensitivity analysis, and financials that banks and SBA lenders want to see.

Built for Truckers – Written in trucking language, not generic business jargon.

Saves 40+ Hours of Work – Research, numbers, and templates are already done for you.

Scalable – Covers growth strategies from 1 truck to 5 trucks with shipper contracts and brokerage expansion.

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 Who It’s For

Owner-operators buying their first truck.

Company drivers ready to become business owners.

Small carriers applying for loans, grants, or factoring.

Anyone who wants to avoid costly mistakes when starting a trucking company.

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What You’ll Achieve

Walk into the bank with a professional, credible plan.

Know your real cost per mile and break-even point.

Secure financing faster with a lender-ready package.

Build broker and shipper confidence with a professional presentation.

Lay the groundwork to scale into a multi-truck operation.